Allianz Ayudhya Insurance offers health insurance plans that are appropriate for foreigners, which you may select based on your needs and which offer monthly coverage. These plans are designed for foreigners, also known as ” Expats “ , who come to live or work in Thailand. Annually, medical care costs ranging from 10 million to 200 million baht are covered globally (except from the US), comprising preparations for submitting an application for a Long Stay VISA. Follow masii, let’s update interesting stories today with the article ” Health insurance for foreigners who come to work or live in Thailand by Allianz Ayudhya Insurance. ”
Health insurance for foreigners who come to work or live in Thailand
UltraCare Plan
Ultra Care Plan
International medical insurance for you and your family
Product Highlights :
Health insurance for foreigners
- Provides annual coverage from 10 million up to 200 million baht.
- Provides full coverage for hospital stays.
- Worldwide protection Except for the United States
Why is this insurance plan good?
• No need to pay in advance for inpatient cases. (Only in the network)
• Receive health advice from medical experts through telemedicine services*
• Save up to 25% when renewing your policy in case of no claims.
Health insurance for foreigners
Protection and Benefits
Benefits table
|
Benefits |
Health insurance plan | ||||
| Thailand UltraCare | Standard | Select | Comprehensive | Elite | |
| Total coverage limit | 10,000,000 baht |
60,000,000 baht |
100,000,000 baht |
160,000,000 baht |
200,000,000 baht |
| Protected area | Worldwide except the United States | Worldwide except the United States | Worldwide except the United States | Worldwide except the United States | Worldwide except the United States |
| First liability | There is no deductible, except deductible for inpatient treatment of 68,000 baht outside Thailand only. | responsible first part |
responsible first part |
responsible first part |
responsible first part |
| Insurance for single customers | Insurance with a waiting period | Insurance with a waiting period | Insurance with a waiting period | Insurance with a waiting period | Insurance with a waiting period |
| Cancer coverage | Full coverage | Full coverage | Full coverage | Full coverage | Full coverage |
| Inpatient and overnight treatment (covers room, food, nursing service fees doctor fees and medicine fees) | Full coverage | Full coverage | Full coverage | Full coverage | Full coverage |
| Outpatient treatment (covers doctor fees and medicine costs) | 60,000 baht (full coverage for MRI, PET and CET Scan treatments) | Not covered | 200,000 baht | 400,000 baht |
Full coverage |
| Surgery coverage for outpatient treatment | Full coverage | Full coverage | Full coverage | Full coverage | Full coverage |
| Physiotherapy | Yes (in and outpatient) |
inpatient & post-hospitalization only | Yes (in and outpatient) |
Yes (in and outpatient) |
Yes (in and outpatient) |
| Complimentary Medicine | Not covered | Not covered | Yes | Yes | Yes |
| Psychiatric treatment coverage (Depending on the waiting period of each insurance plan selected) | Not covered | Not covered | 40,000 baht for outpatients | 400,000 baht for inpatients, 80,000 baht for outpatients | Full coverage for inpatients, 400,000 baht for outpatients. |
| Treatment coverage for chronic medical conditions | Maximum coverage for life, not more than 2,720,000 baht | Not covered | Maximum lifetime protection not exceeding 3,000,000 baht | Maximum coverage for life, not more than 6,000,000 baht | Maximum coverage for life, not more than 12,000,000 baht |
| End-of-life care coverage | Maximum coverage for life, not more than 2,720,000 baht | Not covered | Full coverage | Full coverage | Full coverage |
| Protection against movement and repatriation | 3,400,000 baht | Full coverage when necessary in the case of inpatient treatment for daycare treatment or any type of cancer treatment. | Full coverage | Full coverage | Full coverage |
| Health check | Not covered | Not covered | Not covered | 28,000 baht (for annual health examination and vaccination) | 40,000 baht (for annual health examination and vaccination) |
Additional personal accident benefits
| Additional personal accident benefits | Coverage (baht, for each plan purchased) | |
| Age 0-17 years | Age 18 years and over | |
| Total coverage limit | 100,000 | 1,000,000 |
| Accidental death coverage | 100,000 | 1,000,000 |
| Loss of vision in 1 eye | 20,000 | 200,000 |
| Loss of vision in both eyes | 100,000 | 1,000,000 |
| Protection in the case of permanent disability | ||
| In the case of loss of use of feet, hands, or legs below the knee or the arm below the elbow | 30,000 | 300,000 |
| In the case of loss of a leg above the knee or arm above the elbow area | 100,000 | 1,000,000 |
| Protection in case of permanent total disability | 100,000 | 1,000,000 |
Additional Obstetric Benefits
| Additional Obstetric Benefits | ความคุ้มครอง (เงินบาท) |
| Total coverage limit | 68,000,000 |
| Normal pregnancy and childbirth coverage | 340,000 |
| Coverage for complications during pregnancy and childbirth | Full coverage |
| Coverage for medical expenses for infants with abnormalities or congenital disability | 1,360,000 |
| Protection in case of miscarriage | Full coverage |
| Coverage for room rates for newborns | Full coverage |
| Emergency ambulance coverage | Full coverage |
Warranty conditions
Services included with this insurance plan
- Telemedicine
- There is a special claims team and service staff for Ultra Care members.
Tax benefits
Note
- Insurance applicants should understand the details of coverage and conditions before deciding to purchase insurance every time. When receiving an insurance policy, please study the details of the terms and conditions in the policy.
- Remitting premiums is the responsibility of the insured. Payment of insurance premiums through an insurance agent or insurance broker is only a service.
- In the event that the coverage under any insurance policy is in violation of economic or trade sanction measures of the United States. United Nations or European Union Such protection will be void and ineffective. For example, a company cannot pay for health care services in a country subject to U.S. embargoes without written authorization from the Office of Foreign Assets Control. – OFAC) Learn more information on the website. www.treasury.gov/resource-center/sanctions
Protection exceptions
Pre-existing medical conditions or related medical conditions may be covered after you have had 24 months’ continuous cover under the plan and within that time you have not:
- experienced symptoms;
- asked for advice; or
- needed or received treatment, medication, or a special diet.
If you have;
- experienced symptoms;
- asked for advice; or
- needed or received treatment, medication, or a special diet.
then you will have to wait until you have completed a continuous 24-month period when none of these apply to you. Pre-existing medical conditions or related medical conditions may then be covered. This is the rolling part of the moratorium.
Furthermore, Masii would like to suggest that health insurance be regarded as a vital and essential insurance at this time for our families and ourselves. Not only would it lessen the financial load, but it will also enable us to obtain quality services. Most importantly, tax deductions are also offered. If anyone is interested in buying health insurance, they can click here to quickly get health insurance with Masii or they can gift their loved ones health insurance, which is a guarantee of good health. Allow Masii to assist in giving this unique gift—which is a heartfelt expression of love—to everyone.
Interested in buying health insurance?
If anyone would like to inquire for more information, please call at 02 710 3100 or add Line @masii To follow news and good articles from masii blog About health insurance Accident insurance, car insurance, motorcycle insurance Drone insurance, other insurance products include financial products from leading financial institutions.
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