In the digital age where everything is changing rapidly. The same is true for technology and financial innovation. Applying for a personal loan, which used to be a complex and time-consuming process with traditional financial institutions. It has been replaced by a legal loan app application that helps make these processes easier and faster. One of the apps that is very popular right now is the Siam Digital Lending application, also known as SiamDL Personal Loan, which is a legal loan app. In this article, we will introduce you to our application and compare it with applying for a loan through a traditional financial institution, how it differs, and why people turn to it. More loan apps If you’re ready, let’s go and take a look.
Get to know the SiamDL app and the Loan app in real life.
Before we delve into the differences between applying for a loan through a real loan app and applying for a loan through a traditional financial institution. Let’s get to know the SiamDL app first.
Siam Digital Lending (SiamDL Personal Loan Provider) is one of the applications that provides 100% Fully Digital Lending services that focus on providing services to people who need quick money to use in an emergency or to support daily spending. The app is designed to simplify loan applications and allows users to easily apply for loans via mobile without the hassle of traveling to a bank or financial institution.
The Actual Loan App is an application that provides loan application services through online channels with features that emphasize speed. It is convenient and can make transactions anytime, anywhere. However, legal loan apps must be licensed and regulated by the main relevant authorities. Such as the Bank of Thailand. This ensures that users are safe and transparent.
The difference between applying for a loan through Loan app with applying for loans at financial institutions
You can actually apply for a personal loan through a loan app such as the SiamDL personal loan app and apply for a loan through a traditional financial institution. There are many differences in many aspects, and the following is a comparison between the two methods in different aspects to give you a clearer picture.
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Application Process
Applying for a loan through a loan app is actually legal.
Applying for a loan through the Siam Digital Lending application is very easy and convenient. Users can apply from anywhere and 24 hours a day. Register with your personal information and upload the application documents. The process does not take long, and there is no need to meet with an official of a bank or financial institution. Identity verification and information verification can be done immediately through the app (Apply for SiamDL Personal Loan through the Siam Digital Lending app, which has simple steps that can be found in full here! >>> Open how to apply for SiamDL Personal Loan, a legal loan app. Easy to apply, quick approval within 15 minutes! )
Applying for a loan at a financial institution
While applying for a loan at a traditional financial institution is still much more complicated. Applicants need to prepare several documents, such as financial documents. Proof of income and in some cases may require a guarantor or collateral. In addition, applying for a bank loan requires going to a bank branch, which can lead to wasted travel time and waiting in line.
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Speed of approval
Applying for a loan through a loan app is actually legal.
One of the highlights of applying for a loan through Loan apps such as SiamDL are quick to approve because these apps use automated processing and artificial intelligence (AI) technology to analyze and verify loan applicants’ information, making it possible to assess the loan applicant’s ability to repay debts and risks immediately. The SiamDL app can approve loans within minutes or hours after the user submits the application. This allows users to receive money quickly and instantly.
Applying for a loan at a financial institution
On the other hand, Applying for a loan at a traditional financial institution usually takes longer. This is because it requires a more step-by-step vetting process, and sometimes requires meeting with an officer for an interview or requesting additional information, which can take days or weeks. It depends on the type of loan and the documents submitted by the applicant.
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Required Documents and Evidence
Applying for a loan through a loan app is actually legal.
Loan apps are practical, often use fewer documents. Compared to applying for a loan through a bank. The SiamDL app allows applicants to upload financial documents directly through the app, whether it is a copy of their ID card, income document, or bank account information used to receive money. The app will use technology to check the submitted documents. Make the process quick and easy.
Applying for a loan at a financial institution
For applying for a loan at a financial institution. Applicants often need to prepare a variety of documents, including financial documents, financial documents, etc. This can complicate the process and take time to gather all the documents.
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Flexibility and accessibility
Applying for a loan through a loan app is actually legal.
Practical loan apps like the SiamDL personal loan application offer more flexibility! In addition, the app can be used 24 hours a day, so users can apply for loans anytime they want (Siam Digital Lending application can now be downloaded. Today -> download in iOS , -> download in Android )
Filing Loans at financial institutions
on the contrary Applying for a loan at a financial institution is often required to be done during the business hours of a bank or branch, which can be inconvenient for those with limited time. In addition, some bank branches may be located far from residence or workplace. This wastes travel time.
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Risk and credit assessment
Applying for a loan through a loan app is actually legal.
The SiamDL app uses AI technology and credit information system. In assessing the risk of loan applicants, which can quickly check the credit information of applicants. In addition, the app has an assessment system that can work efficiently and accurately. There is no need for traditional staff inspection procedures. This makes the credit evaluation process fast.
Applying for a loan at a financial institution
While applying for loans at traditional financial institutions still uses a multi-step risk assessment process, which can include credit checks, interviews, and review of submitted documents, while the assessment is sensitive, the entire process can take longer.
summarize
work SiamDL personal loan application through the Siam Digital Lending application is a convenient and safe way for those who want to access personal loans. Here!) This ensures the safety and transparency of the service.
Download the app and get started today!!
Just download the app from Google Play or App Store to experience the ease and convenience of every step of applying for a SiamDL personal loan.
Download Now!!
- Android: https://play.google.com/store/apps/details?id=com.sdl.siamdigitallending
- Apple Store: https://apps.apple.com/th/app/siam-digital-lending/id6468746426?l=
Fulfill all your needs with SiamDL Multi-Purpose Non-Guaranteed Personal Loan
The approval limit is up to 5 times the average monthly income or up to 200,000 baht, and installments can be selected for up to 30 months.
- Instant quick loans, get approval results as soon as possible within 15 minutes.
- Personal loans are available through a full online system, such as applying, receiving money, checking balance, and paying bills. Installment schedule, etc.
- Legal loans Under the supervision of the Bank of Thailand and overseeing data security in accordance with the Personal Data Protection Act.
- Transparent services, fair loans with a normal interest rate of 25% and consultation on debt burden issues.
- Low-income people can apply. Starting from 12,000 Baht
Apply for SiamDL personal loan, Android system
Apply for SiamDL personal loan, iOS system
Contact Us
Siam Digital Lending Co., Ltd. is a financial service provider with personalized loan products that are tailored and aligned with the needs of its customers. It also makes it easier for customers to access legal loans, which is in line with the Bank of Thailand’s mission to help solve the problem of informal borrowing and high household debt ratios.
We are committed to developing and improving our ability to serve our clients, as well as to provide the best financial experience for all our clients. If you have questions, inquire Report problems or complaints You can send us a message right away. We will get back to you as soon as possible.
- Address: 8th Floor, Dr. Gehard Link 5 Building, Soi Bangkok Kreetha 7, Hua Mak, Bangkapi, Bangkok 10240
- Tel.: 02 016 9300
- Opening Hours: 08:30 – 17:30
- Email: [email protected]
Find us online
- Line: @siamdlloan
- Facebook: Siamdl Finance
- IG: siamdlloan
- Youtube: siamdlloan
- Tiktok: siamdlloan
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