Here at masii, over 30,000 Thai people trust us to handle their credit card applications per month. In keeping with our warm Thai hospitality, we are excited to share our tips for foreigners on credit cards. We know it can be confusing to get setup in a new country. Know that we are here to help every step of the way!
Question: So…can foreigners get a Thai credit card?
Yes! But… there are specific conditions set by each bank, generally depending on your immigration status.
Let us walk you through it:
If you have a work permit, breathe deeply, you’re all set! The work permit is required to confirm that you have proper working status in Thailand. Your work permit should be valid for not less than one year starting from the date of issuance of work permit.
You’ll also need a few other things:
+ A non-mobile phone number where you can be reached (usually starts with “02-xxx-xxxx”). Don’t stress, as this can generally be a home phone or a work phone. Just make sure you’re reachable
+ Confirmation of your base salary. A salary statement or statement from your employer should work
+ Bank statement for the past 6 months to confirm your balances. Often this can be already from your bank back at home/abroad, but sometimes the companies will want to see a Thai statement. Ask us for more details
+ Copy of your passport and visa
+ Contact address in Thailand and proof of residence
Note that some banks need foreigners to submit the documents in person at the service center of that bank. Please contact the bank directly for the terms and conditions of the application or chat directly with our Masii agents.
Question: What credit cards are best for foreigners in Thailand?
We surveyed our foreign friends and customers to see what cards they prefer. Overall, many recommended cards with mileage and travel benefits to make the most of those weekend trips, trips back home, and other spending that with earn rewards. But, that’s not all! See our list below:
1. AEON Royal Orchid Plus Platinum Visa
Why we love it:
– Accident coverage up to 31 million baht
– 3% cash-back when purchasing Thai Airways and Thai Smile tickets
– 5% cash-back credit on duty-free flight purchases
– Free Thai Royal Thai Airways room entrance at Suvarnabhumi Airport 2 times / year
– Free AEON benefit 4 times / month
– Free 5,000 bonus miles for your birthday
More information
What you need to be eligible:
– Age between 20 and 65 years young
– Monthly income of at least 30,000 Baht per month
Other information:
– Mileage: 1 mile Royal Orchid Plus = 20 baht
– Interest-free repayment period: 52 days
– Interest Rate: 20%
– Maximum limit: 2 – 5 times the revenue.
– Fee: 0 baht / year
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2. City Royal Orchid Plus Pride
Why we love it:
– Accident coverage up to 25 million baht
– Free airport limousine service from the airport to the airport with Meet & Assist and Royal Silk Lounge at the Suvarnabhumi Airport 2 times a year.
– Earn 15,000 miles when applying for Citi Royal Orchid Plus online credit card.
– Earn 25,000 Anniversary Bonus miles each year
– Exclusive promotions for Gold Orchid Card around Bangkok and Thailand
More information
What you need to be eligible:
– Age between 20 and 65 years young
– Monthly income of at least 50,000 Baht or more per month.
Other information:
– Mileage: 1 mile = 20 baht
– Credit Card Reward Points: 1 point = 20 Baht
– Interest free period: 45 days
– Interest Rate: 20%
– Maximum limit: 2 – 5 times the revenue.
– Fee: 5,000 Baht / year
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3. KTC Bangkok Airways VISA Platinum
Why we love it:
– 30% discount on regular booking class Y for all month round trips. To a member whose birthday is that month.
– 10% discount for regular class ticket (booking class D, C, Y, M) and all class K (booking class K, N)
– 5% discount for bookings with Bangkok Travel Club (BTC)
– 10% discount for in-flight shopping only IFXXX Code
– 750 KTC FOREVER REWARDS = 10 FlyerBonus Reward to earn redemption points – Bus with Bangkok Airways
– Increase luggage weight to 10 kg on Bangkok airways (maximum 30 kg)
– Applicants must be between 20 and 60 years old.
– Applicants must have a monthly income of at least 15,000 Baht or more per month.
More information
What you need to be eligible:
– Age between 20 and 60 years young
– Monthly income of at least 15,000 Baht per month
Other information:
– Mileage: 1 mile = 20.83 baht
– Interest free period: 45 days
– interest rate: 15%
– maximum limit: 5 times of revenue
– Fee: 0 baht / year
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